The Frugal Oyster Budget FINAL Tally

We have arrived now at the moment of truth. Many moons ago I made a bet with myself that we could eschew the average baby budget money-bleed and outfit, feed, care for, and celebrate the little oyster, from conception to first birthday, for much less than our culture’s average of $7,000-$12,000. I chose $2,700 as our budget limit and tallied all expenses, rounding to the nearest dollar in the categories you see below. Note that this final tally also includes what we spent on her first birthday, which was spent with the husband’s family on the beach in Delaware, pictures to follow in a later post.

And so now we answer the question.

Question: Is it possible to outfit, feed, care for, and celebrate a baby in the United States, sacrificing not the safety, comfort, or even convenience of that baby or her mom, from conception to baby’s first birthday, for less than the average American expenditure of $7k-$12k in the first year of life only?

Answer: Oh, you better believe it.

The Frugal Oyster Budget Tally #17

September 30, 2013, final update

Final tally: $2,585

1st Birthday Party:

Gifts from us:
Wheely ride-on cow, Amazon, $67
Fletcher and the Falling Leaves, Bethany Beach Books, $7
Melissa & Doug bendable giraffe, Pitter Patter children’s boutique, $12
Plastic zippy car, Pitter Patter children’s boutique, $6

Gifts from others:
Animal sleepers, jeans, winter shirt, winter hat, illustrated book of parables, handmade stuffed owl buddy, handmade Jemima Puddle-Duck rag book, handmade puzzle ball, handmade crib bumper, Melissa & Doug farm animal puzzle, musical jewelry box, Melissa & Doug mirror toy, Melissa & Doug plush fishing set, All God’s Creatures book, Bed Time Blessings book

Boutique muffins, Bethany Beach Bakrie, $33

Total: $125


Maternity clothes:


Now usable from pre-preg closet: Everything

Total: $0

Baby toys and books:

A Pocket for Corduroy, Goodwill, $1

Arthur’s Nose, Goodwill, $1

Eloise in Moscow, Goodwill, $1

Sylvester and the Magic Pebble, Goodwill, $1

Winnie the Pooh (classic chapter book edition), Goodwill, $2

Come Along, Daisy!, Goodwill, $1

Goldilocks and the Three Bears, consignment sale, $1

Carl’s Christmas, used bookstore, $4

A Birthday for Francis, used bookstore, $5

Harry by the Sea, Bethany Beach Books, $7


Total: $24

Baby clothes:

3 fall onesies, Old Navy, $18

Fall pants, Old Navy, $6

2 sets of pajamas, Old Navy clearance, $15

2 next-summer shirts, Old Navy clearance, $13

3 next-spring rompers, Target clearance, $12

UVA/UVB retro sunglasses, with shipping, $25

2 sleepers, consignment sale, $7


Two long-sleeved fall shirts, two pairs of leggings, toddler dress with glasses pattern (ha! Love!)

Total: $96

Baby essentials:
Diapers, Target, $22

Formula, Target, $37

Baby food, various brands, Target, $33

Baby puffs, Walmart, $3

Baby cup, Target, $2

Wipes, Target, $5

Sunscreen, Target clearance, $4

Benadryl, Walgreens, $7


Total: $113


Baby book, PaperSource, $30


Total: $30

Running total for complete baby budget challenge: $2,585

Balance remaining in budget: $115

Percent of budget used: 96%

Months into challenge: 21

Months remaining in challenge: 0


The bet is that we can come in at or under my self-imposed dollar amount, without sacrificing safety or comfort of baby or parents, when calculating everything spent by us on the little oyster from conception to the first birthday. This includes all furniture, baby and maternity clothes, toys, vitamins and toiletries, and equipment, everything included in the “average” budget. This excludes insurance costs when the baby is added to the policy and the cost of the food I eat if nursing, which are also not included in the “average” budget. I will save receipts, round to the nearest dollar, and keep a running total on the blog.

The amount to meet or beat is $2,700.


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